FAQ's
We have helped thousands of people with bad, and challenged credit buy cars and reestablish their auto credit at the same time by making every step of our application process straight-forward and simple.
Below you will find some of the most frequently asked questions we receive from our customers. If you can't find the answer to the one you're looking for or if you would like to know more, please feel free to contact us directly at 970.353.5333.
Below you will find some of the most frequently asked questions we receive from our customers. If you can't find the answer to the one you're looking for or if you would like to know more, please feel free to contact us directly at 970.353.5333.
Q: "What do you mean by Guaranteed Credit Approval?"
A: Our Guaranteed Credit Approval program is set up exclusively for customers with credit challenges. We guarantee your credit history will not prevent you from receiving a written approval for vehicle financing.
Q: "I've never had credit before. Can you help? "
A: It doesn't matter if you have no credit or bad credit. We can help you get a car loan at a rate you can afford and in a vehicle that you can depend on.
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Q: "How long does the application process take?"
A: Filling out the credit application physically or online only takes a few minutes. Each application is different but we'll help you get everything completed as quickly as possible and show you a personalized Credit Approval on the vehicle that you selected.
Q: "I'm self-employed with only one month on the job Do you have options for me?"
A: We have lenders that will extend to you a loan with just one month on your current job or simply by verifying your income with your previous two years tax returns.
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Q: "Will I need a HUGE upfront down payment?"
A: If a large upfront payment is sprung on you at the last minute, it could be a sign that you aren't at a reputable dealer. With us, there are no surprises. Our honest and upfront staff will guide you each step of the way providing you with complete transparency of your purchase from start to finish.
Q: "I have a repossession on my credit. Will this disqualify me?"
A: We can help you qualify for a bad credit auto loan even if you've had a car repossessed.
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Legal information is NOT the same as legal advice.
CAUTION: The use of any information contained herein, including letters, instructions, scripts, opinions, suggestions, advice, and other similar content including the videos are at the user's own risk. You are strongly encouraged to consult with legal and financial professionals prior to making any decision that could have legal or financial consequences to you. The information provided on our site is provided for educational and informational purposes only and/or any advice or comments made are intended only to educate and assist visitors in their own self-help efforts when dealing with debt and credit management issues.
Access to this web site and all information contained herein is free with the understanding that the authors and publishers are not engaged in rendering legal or financial advice or providing credit repair services. As such, the information provided on this site should not be used as a substitute for professional counseling and advice from certified legal or financial professionals. While we have made every attempt to ensure the information contained in this web site is accurate and from reliable sources, we are not responsible for any errors or omissions, or for the results obtained from the use of this information. Guaranteed Auto Credit, a division of Greeley Nissan Volkswagen does not extend credit. Any attempted purchase is conditioned on third party lender approval for extension of credit and assignment of any installment contract to a third party lender based on the third party lenders criteria for extension of credit, including credit history,income,down payment and all other terms the third party lender may require.
CAUTION: The use of any information contained herein, including letters, instructions, scripts, opinions, suggestions, advice, and other similar content including the videos are at the user's own risk. You are strongly encouraged to consult with legal and financial professionals prior to making any decision that could have legal or financial consequences to you. The information provided on our site is provided for educational and informational purposes only and/or any advice or comments made are intended only to educate and assist visitors in their own self-help efforts when dealing with debt and credit management issues.
Access to this web site and all information contained herein is free with the understanding that the authors and publishers are not engaged in rendering legal or financial advice or providing credit repair services. As such, the information provided on this site should not be used as a substitute for professional counseling and advice from certified legal or financial professionals. While we have made every attempt to ensure the information contained in this web site is accurate and from reliable sources, we are not responsible for any errors or omissions, or for the results obtained from the use of this information. Guaranteed Auto Credit, a division of Greeley Nissan Volkswagen does not extend credit. Any attempted purchase is conditioned on third party lender approval for extension of credit and assignment of any installment contract to a third party lender based on the third party lenders criteria for extension of credit, including credit history,income,down payment and all other terms the third party lender may require.